create and sustain jobs, and to stabilize communities.
Overview
CDFIs finance community businesses, including small businesses, microenterprises, nonprofit organizations, commercial real estate, and affordable housing.
To find an OFN member CDFI, use the search filters below. You can also learn about the important work they do by navigating the listing of the CDFI that you are interested in and selecting their Member Profile icon.
If you are an OFN member and need to update your information on the CDFI Locator*, please email Dom Swain at dswain@ofn.org.
*The CDFI Locator member information is updated regularly. While OFN works hard to keep this database up-to-date, we strongly encourage you to visit the websites of CDFIs that fit your criteria for a deeper understanding of the products they offer and the communities they serve.
NOTE: the list of members shown when a specific "Area Served" is selected reflects members who lend in that selected region regardless of the location of their headquarters mentioned.
AAFE Community Development Fund, Inc.
New York City,NYContact: Jessie LeePhone: 212.964.6022
AAFE Community Development Fund (CDF) is a U.S. Treasury designated Community Development Financial Institution (CDFI) dedicated to promoting, protecting and advancing home-ownership for minority, immigrant, low- and moderate- income, and under-served households and communities in New York City. CDF provides individual counseling, group education, and home buyer and homeowner loans.
Access Plus Capital (formerly Fresno CDFI) is a mission-driven small business loan fund. Our mission is to grow businesses and jobs in underserved communities. Since our inception in 2008 we have helped hundreds of entrepreneurs realize their dreams by providing access to capital and business resources through a network of financial institutions, community development agencies, and businesspersons.
Access to Capital for Entrepreneurs (ACE) is a nonprofit community lender that specializes in small business loans coupled with business advisory services. We assist tiny startups as well as large, existing businesses–modest mom-and-pop enterprises and veteran, seasoned CEOs–by making loans with generous repayment terms and affordable interest rates.
Accessity, formerly Accion serving Southern California, opens the doors of financial opportunity for entrepreneurs through access to small business loans and a community of support and resources.
Accion Opportunity Fund
San Jose,CAContact: Locator ContactPhone: 888.720.3215
111 West St. John Street, Suite 800 San Jose, CA 95113
Accion Opportunity Fund Community Development, the nation’s leading nonprofit small business lender, believes small dollar loans help hard-working entrepreneurs make lasting change in their own lives and build stronger communities by growing businesses and creating jobs. Opportunity Fund’s community of donors and investors is creating an inclusive financial system that empowers women, immigrant, and minority small business owners. Our strategy combines microloans for small business owners and New Markets Tax Credit (NMTC) investments in high-impact community infrastructure projects.
*We are only providing PPP loans to businesses in New York City
and up to $250k.*
Accompany Capital creates pathways to self-sufficiency for immigrant and refugee entrepreneurs in New York City by empowering them with access to affordable credit, financial education, and training in best business practices and technology. Accompany Capital is fulfilling the American Dream of inclusion by building wealth through business development and expansion, savings, and home ownership for low to moderate income entrepreneurs and small business owners.
Accompany Capital is a certified CDFI and a certified SBA micro and Community Advantage lender. It has been recognized by national media and elected officials for its impact in creating and retaining jobs for immigrants, refugees, and women. Its products include microloans, credit enhancement loans, financial education, homeownership and down payment assistance, and Individual Development Accounts.
Albany Community Together, Inc. (ACT!) is a community development financial institution (CDFI) serving Georgia, mainly Southwest Georgia, that provides access to capital and business development services. ACT! was created in 1997 with seed capital from the City of Albany and four local banks. ACT!’s mission is building wealth and creating economic opportunities in Georgia by providing affordable access to capital and business support services for aspiring entrepreneurs and small business owners. Many of ACT!’s clients are minorities and women. ACT! focuses on helping our clients become asset generators through business ownership.
For over 40 years, AEDC has supported regional economic development by providing funding for small businesses, building funding partnerships to support community development projects, and by working in the community to identify and address pressing economic development issues. AEDC’s lending products include microloans of $5,000 to large purchases of commercial property over $3M. Funding sources include the SBA, EDA, USDA, Headwaters Funds and more. AEDC’s service area includes Humboldt, Del Norte, Mendocino, Lake, Trinity and Siskiyou Counties.
AEDC is committed to supporting the growth of our small local businesses, but we also recognize that community and infrastructure development is crucial to economic and business success. Regional collaboration is critical to addressing many of these needs and AEDC, as the only regionally based CDFI, is poised to play a pivotal role in those conversations.
CDFI OFN Member Since:
2003
Affiliated Tribes of Northwest Indians Financial Services
In 1953, farsighted tribal leaders in the northwest formed the Affiliated Tribes of Northwest Indians (ATNI), and dedicated it to tribal sovereignty and self—determination. Today, ATNI is a nonprofit organization representing over 50 Northwest Tribal Governments from Oregon, Idaho, Washington, Alaska, California, and Montana. ATNI is an organization whose foundation is composed of the people it is meant to serve – the Indian People. Information about ATNI can be found by visiting their website: http://www.atnitribes.org.
Affordable Homes of South Texas, Inc.
McAllen,TXContact: Robert CalvilloPhone: 956.687.6263
Affordable Homes of South Texas, Inc. is a community based nonprofit organization dedicated to enhancing the quality of life by providing affordable housing and related services to eligible families. For over 43 years, Affordable Homes of South Texas, Inc. has served thousands of families in the community with solutions for their housing needs.
CDFI OFN Member Since:
2014
Affordable Housing Trust for Columbus and Franklin County
Columbus,OHContact: Steven GladmanPhone: 614.300.2579
175 South Third Street, Suite 1060 Columbus, OH 43215
Established in 2001, the Affordable Housing Trust for Columbus and Franklin County (AHT) acts as an independent, nonprofit lender to create affordable home ownership and rental housing to working households and seniors in the region. AHT is funded by the City of Columbus and Franklin County Board of Commissioners in Ohio.
The mission of the African Development Center (ADC) is to grow businesses, build wealth, and increase reinvestment in the African communities of Minnesota, many of whom face language, cultural, and religious barriers. Through workshops and consultations on financial literacy, business development, and home ownership, ADC provides culturally competent services to Minnesota’s African immigrants and communities and creates a path for them to achieve financial success.
CDFI OFN Member Since:
2013
African Economic Development Solutions
St. Paul,MNContact: Gene GelgeluPhone: 651.646.9411
1821 University Avenue West, Suite S-145 St. Paul, MN 55104
African Economic Development Solutions (AEDS) is a nonprofit organization that serves African immigrants in Minnesota. The organization was established in 2008 to break economic barriers and create opportunity for African immigrants. Our mission is build wealth and prosperity within African immigrant communities by empowering entrepreneurs and small business owners and fostering financial independence among families and individuals across our region.
Akiptan is a certified Native CDFI based in Eagle Butte, SD, that finances Native Americans in Agriculture nationally throughout Indian Country. Akiptan's mission is to change the way that agriculture finance is done in Indian Country with our patient and innovative capital approach.
Allies for Community Business
Chicago,ILContact: Mary Fran RileyPhone: 312-924-2150
Allies for Community Business (A4CB) provides the capital, coaching, and collaboration entrepreneurs need to grow great businesses in their communities. A4CB offers term loans and lines of credit between $500 and $100,000 to early, emerging, and established businesses in Illinois and Indiana. In addition, A4CB offers 1:1 coaching, group coaching, kitchen space, licensing, and procurement services.
AltCap exists to increase the flow of capital to communities and businesses not adequately served by mainstream financial institutions. Whether it is through the New Markets Tax Credit (NMTC) Program, small business and microloans, or other alternative capital, AltCap is committed to delivering accessible financing to support job-creating small business investments and catalytic, community-focused real estate development projects. Our service area encompasses the Kansas City metro area with a specific focus on Jackson, Clay, Platte, and Cass counties in Missouri and Wyandotte, Johnson, and Leavenworth counties in Kansas.
CDFI OFN Member Since:
2016
Alternatives Federal Credit Union
Ithaca,NYContact: Kevin MietlickiPhone: 607.273.4611
Alternatives Federal Credit Union is a community development financial institution (CDFI), dedicated to building wealth and creating economic opportunity for underserved people and communities.
CDFI OFN Member Since:
1996
AmPac Business Capital
Grand Terrace,CAContact: Hilda KennedyPhone: 909.915.1706
22365 Barton Road, Unit 304 Grand Terrace, CA 92313
AmPac Business Capital is a Certified Development Company of the U.S. Small Business Administration. Incorporated in 2005 as a nonprofit 501(c)(3) public benefit corporation, AmPac was established to support community and economic development through its small business loan programs. As a nonprofit corporation, it provides SBA 504 loans to new and growing California businesses seeking fixed-rate, long-term financing with below market interest rates. AmPac is the nation’s first faith-based SBA lender and has provided half a billion dollars in total loans funded for real estate and equipment loans. AmPac is a designated Department of Treasury CDFI and a SBA Microlender, providing direct loans with flexible underwriting for new and emerging small businesses.
CDFI OFN Member Since:
2019
Appalachian Community Capital Corporation
Christiansburg,VAContact: Donna GambrellPhone: 202.547.5155
110 Peppers Ferry Road Northwest Christiansburg, VA 24073
Appalachian Community Capital’s
(ACC) mission is to increase small business lending by providing Appalachian member institutions that serve underserved people and communities with new sources of capital. Created in 2013, ACC began lending in 2015. It raises capital for members who are CDFIs or other community-based lenders located and/or doing business in Appalachia. The members then use the funds to re-lend to small business owners and entrepreneurs in the region, including to minority- and women-owned businesses. As of December 31, 2020, 23 organizations were ACC members.
Appalachian Community Federal Credit Union (ACFCU) is dedicated to providing community and economic development to underserved individuals and businesses that lack adequate access to capital, high quality financial services, and financial counseling in its service areas of East Kentucky, Northeast Tennessee, and Southwest Virginia.
Appalachian Growth Capital, LLC (AGC) builds enduring, widely-shared prosperity in Appalachian Ohio by assisting small businesses in obtaining the financing they need to grow at reasonable rates and terms. AGC is the only local CDFI serving Appalachian Ohio. It offers five primary services: 1) Core Loan Program: Provides small businesses gap-financing on affordable terms; 2) Specialty and Micro Loan Programs: Addresses market niches and populations with additional barriers to accessing credit; 3) Credit Underwriting Services: Helps deploy capital of small business loan funds that do not have sufficient in-house expertise to underwrite their own loans; 4) Business Financial and Credit Counseling: Helps businesses organize accounting systems and manage their finances and balance sheet to qualify for financing; and 5) Assistance Placing Bank and Private Financing: Helps small businesses organize and present their financial information to private sector lenders that are a good match with their financing needs.
CDFI OFN Member Since:
2019
Arkansas Capital Corporation
Little Rock,ARContact: Sam WallsPhone: 501.374.9247
200 River Market Avenue, Suite 400 Little Rock, AR 72201
Formed in 1957, Arkansas Capital Corporation is a private, nonprofit lending corporation dedicated to empowering entrepreneurs in Arkansas through partnerships with the lending community. Arkansas Capital and its affiliate companies do this by providing financial resources to businesses through its capital availability programs and advocating for entrepreneurs through capital, educational, and technological improvements. Whether you’re a potential or current business owner, student, educator, or financial organization, you can find the resources you need to help you succeed.
CDFI OFN Member Since:
2016
Ascendus
New York City,NYContact: Neysa CrucetaPhone: 866.245.0783
Ascendus is a nonprofit small business lender working to create economic opportunity by providing entrepreneurs with access to the capital and the business support they need to create and grow healthy enterprises and contribute to thriving local economies. Ascendus seeks to build the financial resiliency of small business owners so that they can be fully equipped to handle near-term challenges and achieve long-term self-sustainability and business success.
Established in 1991, Atlanta Neighborhood Development Partnership (ANDP) is a leading advocate for the development and preservation of affordable housing in the greater metropolitan Atlanta region. The ANDP Loan Fund (previously known as Community Redevelopment Loan & Investment Fund) provides financing to nonprofit and for-profit housing developers that create affordable housing, mixed income, and mixed-use projects. We prioritize projects related to foreclosure redevelopment and neighborhood stabilization in the 10-county metropolitan Atlanta region. To meet these community development capital needs, the ANDP Loan Fund currently offers predevelopment, acquisition, construction, bridge, and mini-perm financing.
.jpg)
.jpg)
